Wind Mitigation Inspection Companies Florida

Saturday, 6 July 2024
Depending on where you live in Florida, the windstorm portion of your homeowners policy premium is typically between 15% – 70%. The opening protection verification allows us to identify features that protect all opening in the home for discounts with home owners insurance. Pre-listing Home Inspection. Many items are not obvious to the eye until they are looked and and evalauted. We offer home buyer or home seller inspections with: - Digital Photos. Collier County and Lee County. Discounts are available for multiple wind mitigation inspections or combinations of wind mitigation inspections and 4-point inspections or other inspections. Roof geometry – records the roof shape, including hip roof, flat roof, other. The age, installation, general condition, service loading, recent adaptions and life expectancy are checked as part of the inspection. Having your home inspected by a certified home inspector can protect your investment and your family.

Wind Mitigation Inspection South Florida

All of our inspectors are certified and accredited. We provide insurance inspections in Port Charlotte, Rotonda West, Englewood, North Port, Venice, Boca Grande and Little Gasparilla. Our wind mitigation inspections document any wind resistant features your home has, and almost all homes have some wind resistant features. Homes built prior to 2002 do not automatically quality for wind mitigation credits, so an inspection can go a long way towards saving you money! Not just anyone can perform a wind mitigation insurance inspection. A home inspection is a noninvasive visual inspection that identifies health, safety, or major mechanical issues in accordance to the state of Florida standards. In Florida, the standard for roof coverings was updated in 2001.

Wind Mitigation Inspection Florida Near Me

The building permit application for the initial construction of the home must have been made before July 1, 2008. A wind mitigation inspection assesses your property's ability to withstand hurricane and tropical storm winds. Required by insurance companies when insuring a home over 40 years or a rental home over 30 years old. Florida's solution came in the form of wind mitigation inspections, this proved a means of safeguarding properties in targeted areas in the hopes that insurance carriers would increase their odds of insuring more secure, less damage susceptible properties. Only you can decide to spend money (roughly $100 to $150) on a wind mitigation inspection. Wall Construction Type - Inspectors will review the construction materials used for framing, reinforcement, and outer fascia, and what percentages.

Wind Mitigation Inspection Fort Myers Squibb

A building code inspector. If you are buying or own a home that was built before 2002, you can still get many of the discounts afforded to newer homes by getting a wind mitigation inspection. Windstorm inspections determine if a structure has construction features that have been found to help reduce damage to a property during a hurricane. It will also vary depending on the size of your property. We work with homeowners, insurance agents, realtors and roofing companies by providing professional inspections. A 4 point inspection is a small snap shot of the homes condition and systems for the insurance company. The short answer is to get a new insurance policy or to renew an existing policy. Some of the discounts received can be achieved through the following areas. Our company does not perform such inspections, but we do manufacture and install custom hurricane shutters, impact windows and doors, and hurricane screens. According to the FLOIR, the following individuals are allowed to perform this inspection: Licensed home inspector. Since insurance company discounts vary per company, we recommend contacting your agent or insurance company to determine the possible worth of the values for your home. Southwest Floridians are especially subject to wind related damage from hurricanes and tropical storms.

Wind Mitigation Inspection Florida

A wind mitigation inspection should be performed by a State of Florida Licensed Building Contractor or Certified Architect. All "wind mitigation company" results in Cape Coral, Florida. Homes built before 2002 with roofs replaced after 2002 should still have a wind mitigation inspection since some of the roof's features may qualify for discounts. Plumbing connections and fixtures. Insurance discounts in the SW Florida area can range from 10% to 30% depending on the carrier. Our inspection services saves homeowners money by properly documenting features that resist windstorm damage. Recommendations if he feels there could be improvements made to benefit you. Wind Mitigation & Four Point Inspection S pecials. Roof To Wall Attachment - The focus in this area is trusses, are they attached with nails or clips, are the metal wraps single or double? Chinese Drywall Inspection.

You would typically get one when you purchase a home and/or are trying to get wind storm coverage. Also, these inspections offer savings to your home insurance for 5 years so to me as an agent, my advice will always be to get one. If the wind insurance percentage rates are high, then the discounts will result in more savings for a house in a high-cost area versus the same house in a lower-cost area. Now that the home has been lived in and weathered some defects will begin to show that weren't there during the original new construction inspection. By accepting our use of cookies, your data will be aggregated with all other user data. These features fall into several categories, such as exterior construction type, roof shape and construction methods, age of roof covering, door and window opening protection as well as the actual year the home was built. S W Florida Home Inspections.

Professional home inspection services in Fort Myers Florida. An 11th month warranty inspection is preformed on your new construction home before the 1 year builders warranty expires. Click me and go to my website for more information. The results of the inspection are typically sent to your insurance company (if you have provided them to us in advance) and forwarded to you as well.

Mitigation features to consider: Building Code What year was the home built? Lehigh Acres, FL | Naples, FL | Cape Coral, FL | Port Charlotte, FL | Fort Myers, FL | Sanibel Island, FL. 125 for a home under 5000 square feet under roof, according to Coastal Home Inspections. In this type of insurance inspection, we report on your home's wind damage mitigation features. Roof to Wall Attachment. We can complete these forms and include them with your home inspection. Typically the reports and wind premium discounts* are based on an inspection of these 7 features: - Building Code (up to 86%).