Wind Mitigation Inspection Fort Myers - Blacked" This Is Not A Drill (Tv Episode 2021

We often find roofing, electrical, plumbing and a whole lot of cosmetic deficiencies that most buyers will miss, sometimes we even find homes with no insulation in the attic! In May, the Florida state legislature passed a sweeping property insurance reform bill that resurrected the program. Beginning September 30, 2012, "all four-point inspections must be inspected by and forms completed by a verifiable Florida-licensed professional. I highly recommend Lee County Inspections Home services!!! Premium discounts/credits for more wind-resistive construction can be as high as 30%. Our inspection services saves homeowners money by properly documenting features that resist windstorm damage. The more areas of wind intrusion that have been addressed, the more likely you are to save money on the wind portion of your insurance policy. A licensed home inspector will evaluate the working order and age of these systems to be recorded for the insurance companies. SWFLA Home Inspections Inc. accepts the following forms of payment: Visa, MasterCard, American Express, Discover, Check. Whether you are a new home buyer or seller, we give you the peace of mind only a complete home inspection can bring. After the inspection, you will receive a report that verifies all the wind resistant features that will provide insurance credits for your home. How Is a Wind Mitigation Inspection Accomplished?

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This is not a requirement for conventional loans or cash buyers but is always recommended because a home inspection can save you thousands in unexpected repairs or protect you from unnoticed safety defects. When buying a home in Fort Myers FL a home inspection is only required if you're financing the home through a VA or FHA loan. You can never be penalized for having safety features, so your premiums can only go down, not up. Structural components: foundation, walls, trusses, hurricane straps, etc. Many insurance companies require wind mitigation inspections before they give out policies, but that's not the only reason to get one. The Citizen's Roof Inspection is conducted when the insurance company is wanting to know the condition or the balance of the roofs life expectancy.

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Roof Deck Attachment - Inspectors will determine what type of roof decking is used and how it's attached to the underlying structure. Buying a new home is the biggest investment most people will ever make. Licensed general contractor. This wind mitigation inspection exists to give every home owner the opportunity to identify aspects of their home that warrant a discount on their insurance premiums. You can call your local agent and find out how much savings the roof section on the Wind Mitigation form will save you. A building code official who is authorized by the State of Florida to verify building code compliance. Other Types of Inspections. The money we save our clients typically pays for not only the wind mitigation, but all other inspections we perform. This is typically the case whether the insurance policy is new or you're just renewing.

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See our Standards of Practice: The first thing you will notice when we arrive is the quality and professionalism our inspection provides. These attributes may qualify for some insurance reductions. We ask that you prepare your home for inspection according to the above state as inspectors are not permitted to move personal items and operate equipment not listed in the "Standards of Practice" for safety concerns. They will require a copy of the inspection report to verify the home is safe and to their lending standards. The insurance companies are obviously trying to avoid writing policies for any home that may already have a condition that poses a threat for a potential claim that could have been prevented through the identification of the problem through these inspections. Exterior: driveway, walkways, fascia, soffits, flashing, roofing, grading and drainage systems, etc. Do all of your homes openings have protection, including the front doors and attic vents? Single-family homes and multi-family dwellings may be eligible for the credits and discounts. Home Inspections by White Glove Inspections, Inc. That inspection cut the premium by MORE THAN HALF!! Prior to inspection, we ask that you please: - Provide a clear working area under and around attic access panels. We have performed hundreds of insurance inspections (wind mitigation inspection/4-point inspection).

Wind Mitigation Inspection Fort Myers

All of our home inspectors are Florida-licensed professionals. That you do not have to have ALL of the above in place to qualify for discounts. We inspect all areas of a home or condo including electrical, plumbing, heating and cooling, roof, attic, exterior, windows, water heaters and sprinklers. Newly built homes built to the Florida Building Code since March 1, 2002. Attachment of the trusses to the exterior walls. The assessment process to determine if your home meets the requirements necessary for discounts involves having a wind mitigation inspection performed. This discount applies to the wind portion of your insurance. Pre-listing Home Inspection. A wind mitigation inspection can save you stress and money in the long-run. The majority of existing houses have one or many wind-resistive construction features. Why should you schedule a windstorm inspection?

Wind Mitigation Florida Inspection

They determine if it's nailed or stapled down, if it's nailed they determine how long the nails are and how far apart they are. Roof-to-Wall Connections. If you are buying or own a home in the state of Florida that was built after 2002, your home has been built according to the strictest standards in the country with regard to wind and storm resistance. Conclusion: Wind Mitigation Inspections in Florida. FOR YOUR FREE QUOTE CALL. If your roof was installed or upgraded before 2008 you probably do not have this barrier which offers a substantial discount. These discounts are based upon certain features that reduce loss or damage, or help mitigate damage caused by high winds.

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In Florida, a wind mitigation report is a document that provides information about the wind-resistant features of a home or building. Find Out How You Can Benefit from a HomeTeam Wind Mitigation Inspection. Sample Wind Mitigation Report: However, a wind mitigation inspection could provide further credits based on the type of shutters the home has installed. Our goal is to position you to maximize the potential discounts that you deserve based on the construction and features of your home. Click me and go to my website for more information. Interior: walls, trim, ceilings, cabinets, stairs, railing, etc. The inspection requires access to the attic, access to the entire perimeter of the structure, and will take less than an hour to perform. Wind mitigation inspections are specialty inspections that almost always lower your homeowners insurance premium - It CANNOT raise your insurance premiums, it can only lower them. Another factor may be the elevation of a property and how it relates to wind speed.

They can cost anywhere from $75 to $225 depending on the inspector and your property. Our full service area extends from Cape Coral to Sarasota! WILL MY REAL ESTATE CONTRACT ALLOW FOR AN INSPECTION? As a member of the Florida Green Builders Association, Florida Home Inspections, Inc. prides itself on being a GREEN inspection company. As part of the inspection, the inspector will conduct a go inside the attic and use a device to identify the roof deck nailing pattern, the use of an SWR, the type of sheathing, and roof to wall connection. Everglades City Home Inspection. Roof geometry – records the roof shape, including hip roof, flat roof, other. We serve all of Southwest Florida. Four Point Inspection are required by insurance providers before they will consider writing a policy for any home that is typically older than 30 years. One of the most important things is to use a qualified inspector. In this article we'll discuss in detail what a wind mitigation inspection is, why you may get one, and what it is used for. Hidden faults, problems and issues can degrade the value of the home and lower your investment return.

There is also a discount that is granted when every opening to the home is protected with a product that meets the requirements for the large missile impact test. You would typically get one when you purchase a home and/or are trying to get wind storm coverage. Without this report you can still get windstorm insurance, but you will be charged the full price of the policy and not receive any available discounts. Inspections are completed by a qualified wind mitigation inspector. It will also vary depending on the size of your property. It's also a great negotiating tool to lower the price of the home, even on "as is offers".

Yes, SWFLA Home Inspections Inc. offers emergency services. Let us help ensure you're getting the new home you paid for and deserve. This form contains 7 sections. Florida Property Inspectors, Inc. is licensed and certified to review your building and provide a Wind Mitigation Report, which may make you eligible for insurance discounts. No, SWFLA Home Inspections Inc. does not offer warranties. Thermal imaging can find the areas most susceptible to high winds allowing corrections to be made before a major catastrophe occurs. Below is a sample of some of the services we get called out for on a regular basis. For homes with less than 5000 square feet (under roof), the cost of a survey is $125.

Type of straps holding the roof trusses to the walls.

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