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4 Commercial Banking Institutions 1. For more than 25 years, he has touched lives in a meaningful way each day as an educator and coach. As a volunteer during this time, Armstrong helped create Camp Michitanki (Michigan Transplant Kids), but quickly realized that complete success of such a program required a custom-designed facility. A friend of Barack Obama for nearly 20 years, Nesbitt served as finance chair for Obama's Congressional race and served on the Finance Committee for his U. Senate campaign before becoming treasurer of Obama's 2008 and 2012 presidential campaigns. In 1994, Shorebank made more than 467 new development loans totalling $30. OMAHA DOUGLAS FEDERAL CREDIT UNION. Upon consummation of the acquisition of First Fidelity by First Union, Santander and First Union would continue to compete directly in the Metropolitan New York-New Jersey banking market ("New York banking market"). At Genentech, Look serves on the team that gained FDA approval of Avastin for treatment of recurrent, persistent or metastatic cervix cancer and for platin-resistant ovary cancer. Surely consumers of financial services could only be better off if such a future occurs and competitive markets are maintained. Omaha douglas federal credit union ebranch southern california. 3 Applicant has committed that Company will engage in this activity in accordance with the limitations imposed by Regulation Y. Off the field, Egnatuk was a member of the physical education faculty, director of the Albion College Summer Adventure Program, and longtime coordinator of Special Olympics Track and Field Training Day.

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She has also supports a similar scholarship to encourage students at liberal arts schools to pursue dual degrees at her engineering alma mater. CBE also engages in commercial banking, underwriting, dealing, and swap market activities authorized by regulation K. The IBEX 35 index is based on the 35 most heavily traded Spanish stocks. Incorporated, et at., 75 Federal Reserve Bulletin 192 (1989), aff'd sub nom. Vasa failed to rebut most of the OCC's allegations and did not call any witnesses or offer any documentary evidence at the hearing. Omaha douglas federal credit union ebranch app. 21 International Statistics • December 1995 CLAIMS ON FOREIGN COUNTRIES Held by U. and Foreign Offices of U. Banks1 Billions of dollars, end of period 1993 Area or country 1991 June 1 Total 1994 1995 1992 Sept. June Sept. June 343.

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Consists mainly of commercial and industrial loans, but includes an unknown amount of credit extended to other than nonfinancial businesses. FUNB-NC also offers other programs specifically designed for low- and moderate-income individuals, such as the Special Home Improvement Loan, which offers rebates for timely payments, flexible debtto-income ratios, and no origination fee; Special Instant Cash Reserve, a revolving line of credit that acts as an instant loan and overdraft protection; and Special FirstAdvance, an unsecured line of credit with flexible debt-to-income ratios. That is, these studies support the need to maintain antitrust constraints if locally limited bank customers are to continue to receive competitively priced banking services. Phyllis Harrison-Ross, '56. Calculated using marked-to-market exchange rates; represents the difference between the sale exchange rate and the most recent revaluation exchange rate. Federal credit union ebranch. 4 percent against the Japanese yen to close at DM 1.

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3 Financial assets not included in liabilities (+) 54 Gold and special drawing rights 55 Corporate equities 56 Household equity in noncorporate business 22. Based on the foregoing and all other facts of record, the Board has determined that the financial and managerial resources and future prospects 7. Agency for International Development. Colorado has established procedures for licensing money transmitters, and does not consider the proposed activities to constitute branch banking. 4830 Butler Road, Glyndon, Maryland 21071 31. Just four years after graduating from Albion, Taber established the Norma J. Taber Scholarship for Women in Pre-Engineering at Albion College, which has supported alumnae who are now working in environmental engineering, astrophysics, petrophysics, and other science-related fields. A large number of studies have sought to determine whether larger banking organizations exhibit lower average costs than do smaller organizations. As anticipated, the Bundesbank lowered the repo rate six more times in the following weeks, bringing the cumulative repo rate reductions during the quarter to 42 basis points, down 4. Now senior trade advisor there, she serves as the liaison for French industries doing business in the U. S., assisting the companies in attracting and retaining U. customers, marketing their products, and organizing banking, tax accounting, immigration, and legal affairs.

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After careful review of all the facts of record, the Board believes that Protestant's request disputes the weight accorded to, and the conclusions that may be drawn from, the facts of record, and does not identify disputed issues of fact that are material to the Board's decision. All other requirements of section 3(d) of the BHC Act also would be met upon consummation of this proposal. Foreign central banks, foreign central governments, and the Bank for International Settlements. Banks normally accumulated payment instructions during the day and posted them to customers' accounts at the close of the banking day, a practice that can be viewed as reasonable and cost-effective given the operational and legal infrastructure at that time.

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PUBLICATION OF THE REVISED LISTS OF OTC STOCKS AND OF FOREIGN STOCKS SUBJECT TO MARGIN REGULATIONS The Federal Reserve Board on October 27, 1995, published a revised list of over-the-counter stocks that are subject to its margin regulations (OTC list). 2 billion as of December 31, 1994. Weekly figures are averages of seven calendar days ending on Wednesday of the current week; monthly figures include each calendar day in the month. 9 Companies have committed to comply with all applicable reporting requirements, including reporting all transactions over $10, 000 to the Internal Revenue Service. The consolidated reports generally include NAB's domestic and foreign branches and subsidiaries. May be made available to depository institutions when similar assistance is not reasonably available from other sources, including special industry lenders. 2 Norwest proposes to engage in the proposed activity nationwide. Also excluded is the estimated amount of overnight RPs and Eurodollars held by institution-only money market funds. Other research has used the event study methodology to examine how the stock market reacted to merger announcements. Transactions for immediate delivery of mortgage-backed agency securities include purchases and sales for which delivery is scheduled in thirty business days or less. Department of Commerce, and other sources. The Board has carefully considered the effects that consummation of this proposal would have on competition in these banking markets in light of all the facts of record, including the characteristics of the markets, the competition offered by other depository institutions in the markets, and the increase in the con- 1. 1129 expertise in identifying, holding, valuing, and working out defaulted debt; in determining the value of collateral for loans; and in participating in the financial restructuring of companies whose debt obligations are impaired. Transaction accounts include all deposits against which the account holder is permitted to make withdrawals by negotiable or transferable instruments, payment orders of withdrawal, and telephone and preauthorized transfers in excess of three per month for the purpose of making payments to third persons or others.

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3 In the United States, Santander has a controlling interest in First Fidelity; controls a subsidiary bank in Puerto Rico; operates a branch in New York, New York; controls a finance company in Wilmington, Delaware; and operates an agency and an Edge Corporation in Miami, Florida. Shorebank notes that a representative has attended credit committee meetings, but that he had no vote at any such meetings, and no authority to approve or veto matters that came before the committee. 00 Monday Week ended previous Saturday 1. See Letter from Peter Liebesman, Assistant Director, Legal Advisory Services Division, May 15, 1990 (unpublished). A criminal defense attorney specializing in post-conviction and appellate law, Allen's work focuses on the difficult and thankless task of ensuring justice for incarcerated individuals. Douglas R. Armstrong, '88.

In order to approve a proposal under section 4(c)(8) of the BHC Act, the Board is required to determine that the proposed activity is "so closely related to banking or managing or controlling banks as to be a proper incident thereto. " On August 17, 1995, the court denied the motion. As reported byfinancialcompanies that place their paper directly with investors. Based on this review, and for the reasons stated above and in the First Union/First Fidelity Order, the Board does not believe that these comments warrant denial of the proposal. Protestants contended that First Union's level of CRA performance is lower for banks located away from its Charlotte headquarters. Treasury bills Coupon securities, by maturity Five years or less More than five years Federal agency Mortgage-backed 0 0 NET OPTIONS POSITIONS By type of deliverable security 11 U. Legal Developments Jones v. 95-1142 (D. 10 All other U. addressees 11 Non-U. Shareholder alleges that: (1) The failure of MNC to hold an annual meeting since April 19, 1994, violated shareholder's rights and Michigan law; and (2) The proxy materials ("Statements") provided to MNC shareholders in connection with the special shareholder meeting held on June 2, 1995 ("Special Meeting"), to vote on the proposal contained insufficient, misleading, and inaccurate disclosures about Shareholder's separate proposal to structure an acquisition of MNC on a tax-free basis. Federal Reserve Regulatory Service. Data are before deductions for unearned income and losses. The Board has reviewed the rules of the MEFFRV to assess the risks of acting as an FCM there.

Sum of (1) overnight RPs and overnight Eurodollars, (2) money market fund balances (general purpose and broker-dealer), (3) savings deposits (including MMDAs), and (4) small time deposits. Includes the Bank for International Settlements. Examiners also noted that systems conversions had not yet been completed at several of these banks. Advanced processing includes foods; tobacco; apparel; furniture and fixtures; printing and publishing; chemical products such as drugs and toiletries; agricultural chemicals; leather and products; machinery; transportation equipment; instruments; and miscellaneous manufactures. These surveys and other evidence continue to suggest that small businesses and households tend to obtain their financial services in thenlocal area. In addition to his position on Qualcomm's board, he is currently a board member for American Assets Trust (a NYSE-listed real estate investment trust). Treasury bills and certificates6 Other negotiable and readily transferable instruments7 Other 1, 021, 668 l, 031, 278r 1, 037, 624 1, 041, 439 1, 055, 067 1, 055, 225 1, 070, 474 520 0 478 0 MEMO 49 Negotiable time certificates of deposit in custody for foreigners 1. The highest rate established for loans to depository institutions may be charged on adjustment credit loans of unusual size that result from a major operating problem at the borrower's facility. The surcharge was reduced to 3 percent effective Sept. 22, 1981, and to 2 percent effective Oct. 12, 1981. As a postdoctoral researcher at Los Alamos National Laboratory (LANL) in New Mexico, Paul Dixon delved into a range of projects in physical chemistry, nuclear chemistry, and nuclear geochemistry. 5045 by mid-September, the dollar gave up some of its gains in the third week of September as a combination of events initiated a bout of profit-taking on long-dollar positions. Robert A. Armitage, '70. 00 December 1994 281 pp. Corporations Millions of dollars 1995 Type of issue, offering, or issuer 1992 1993 1994 Jan. r Mar.

Royal Oak, Michigan. Helen Harton Manning, '43. While completing his doctorate, he was a research assistant at the Collider Detector Facility within the Fermi National Accelerator Laboratory and also served briefly as a postdoctoral fellow there. In such an environment, it is potentially very misleading to make broad generalizations without looking more deeply into what lies below the surface. A member of the College's Board of Trustees for 27 years, Hetler also served on the presidential search committee that selected current President Mauri Ditzler. The Board has carefully reviewed Protestants's allegations of illegal discriminatory lending practices by First Union in light of publicly available and other information from the OCC. Rents and royalties for the outer continental shelf, U. government contributions for employee retirement, and certain asset sales. Copies of the timetable are available from Publications Services, Mail Stop 127, Board of Governors of the Federal Reserve System, Washington, DC 20551. The Board filed its opposition on January 20, 1995. For the first six months of June 1995, the bank made ten small business loans totalling $1. For a description of the changes in the international statistics tables, see Federal Reserve Bulletin, vol. Apart from the effects of the aircraft strike, however, the output of materials and business equipment posted small gains.